Is a full benefits check worth doing?
Get a careful Universal Credit screening estimate with the 2026/27 standard, child, disabled-child, housing, childcare, carer and health elements. The result clearly separates what is included from what still needs a full entitlement calculator.
Saved setupsNothing is saved automatically
£10,064 a year before sanctions, benefit cap, debt deductions and case-specific rules.
This is a useful screen, not your final award
The estimate does not apply the benefit cap, your postcode and Local Housing Allowance, bedroom or non-dependant rules, sanctions, advances or debt deductions, surplus earnings, the self-employed minimum income floor, student rules, immigration status or transitional protection.
Check the amount before making a decision with a GOV.UK-listed benefits calculator.
| Standard allowance | £424.90 |
|---|---|
| Child elements | +£303.94 |
| Housing amount entered | +£700.00 |
| Maximum before deductions | £1,428.84 |
| Work allowance before taper | £427.00 |
|---|---|
| Earnings deduction at 55% | −£590.15 |
| Screening estimate | £838.69 |
This is run by your local council and is not included above. With the income entered, it is worth checking separately against your £150 monthly bill.
- A full benefits calculation is worth doingUse an accredited benefits calculator with exact assessment-period earnings, rent, postcode and household details before relying on the amount.
- Childcare support is available only for eligible paid childcareUniversal Credit can reimburse up to 85%, capped at £1,071.09 for one child or £1,836.16 for two or more each month.
- This is a screening calculationHousing caps, non-dependants, benefit cap, transitional protection and other deductions need a complete benefits check.
This is deliberately a screen, not an entitlement decision. Verify with an independent benefits calculator or your local welfare-rights service before acting.
How this calculation works
Monthly maximum elements are added, then net earnings above any work allowance are tapered at 55%. Deductible benefits or pension income and assumed income from capital over £6,000 are deducted. Capital above £16,000 blocks the UC estimate. Housing is limited to the eligible amount you enter.