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13 calculators found

Mortgage affordability & true cost

Borrowing power, monthly payments, rate-rise stress and the complete cost of buying.

Compare equity, rent, interest, maintenance, fees and the return on money not tied up in a home.

See the interest and time an overpayment saves, including possible early-repayment charges.

Compare staying put with switching now across rates, product fees, legal costs and ERCs.

Calculate SDLT, LBTT or LTT for first homes, moves, additional property and non-residents.

Salary after tax, NI, pension and every student-loan plan, including Scottish rates.

Work out the starting rate for savings, Personal Savings Allowance and tax on cash interest.

Turn essential monthly costs into a practical cash-buffer target and a date for reaching it.

Compare avalanche and snowball repayment plans, with interest saved and a debt-free date.

Compare equal take-home contributions after tax relief, employer matching and withdrawal tax.

Project retirement income in today's money, after tax, against a living-standard target.

Estimate the High Income Child Benefit Charge and how pension or Gift Aid changes it.

Screen for possible Universal Credit, childcare support and Council Tax Reduction follow-up.