Money, made more manageable
The maths should be the easy part.
Work through the numbers behind a big decision, then get a clear explanation of what they mean.
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What are you working out?
Salary planPay, offers & pensionMortgage affordabilityPropertyBuy vs rentPropertyTake-home payIncome & tax
No close matches. Try the full calculator list.
See all 13 calculatorsA good place to start
Make a big decision feel smaller.
Start with the question in front of you. You can adjust every assumption as you go.
01Property
Mortgage affordability & true cost
Borrowing power, monthly payments, rate-rise stress and the complete cost of buying.
Open calculator02PropertyBuy vs rent
Compare equity, rent, interest, maintenance, fees and the return on money not tied up in a home.
Open calculator03Income & taxTake-home pay
Salary after tax, NI, pension and every student-loan plan, including Scottish rates.
Open calculatorEverything in one place
View all calculatorsBrowse by topic
Property
Income & tax
Debt & safety
Saving & investing
Retirement
Family & support
The Plainly approach
Careful with the numbers. Clear with everything else.
- Up to dateUK rates and thresholds are dated and sourced.
- RealisticFees, tax and inflation are included when they matter.
- Open about limitsEvery estimate tells you what it can and cannot cover.